/* ═══════════════════════════════════════════════════════
   TOKENS
═══════════════════════════════════════════════════════ */
:root {
  --ink:    #0c0b09;
  --cream:  #f5f0e8;
  --warm:   #ede6d6;
  --gold:   #b8963e;
  --gold-l: #d4af5a;
  --gold-d: #8a6e2a;
  --red:    #c0392b;
  --green:  #1e6b45;
  --muted:  rgba(12,11,9,0.45);
  --border: rgba(12,11,9,0.1);
  --surface:#fff9f0;
  --s2:     #f0e9d8;
  --dark:   #141210;
  --dark2:  #1e1c18;
  --dark3:  #272420;
  --gold-on-dark: #c9a84c;
  --muted-on-dark: rgba(245,240,232,0.5);
}

*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Outfit', sans-serif;
  background: var(--cream);
  color: var(--ink);
  overflow-x: hidden;
}

/* ═══════════════════════════════════════════════════════
   NAV
═══════════════════════════════════════════════════════ */
nav {
  position: fixed; top:0; left:0; right:0; z-index:100;
  display: flex; align-items:center; justify-content:space-between;
  padding: 0 40px;
  height: 72px;
  background: rgba(12,11,9,0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(184,150,62,0.15);
}
.nav-logo {
  font-family: 'Cormorant Garamond', serif;
  font-size: 22px; font-weight:600; letter-spacing:0.04em;
  color: var(--cream);
  text-decoration: none;
}
.nav-logo span { color: var(--gold-on-dark); }
.nav-links { display:flex; gap:32px; list-style:none; }
.nav-links a {
  font-size:14px; font-weight:400; letter-spacing:0.03em;
  color: rgba(245,240,232,0.65);
  text-decoration:none; transition: color 0.2s;
}
.nav-links a:hover { color: var(--cream); }
.nav-cta {
  padding: 10px 24px;
  background: var(--gold-on-dark);
  color: #000; font-size:13px; font-weight:600;
  border-radius:6px; text-decoration:none;
  transition: all 0.2s;
  white-space: nowrap;
}
.nav-cta:hover { background: var(--gold-l); }
.nav-hamburger { display:none; background:none; border:none; cursor:pointer; flex-direction:column; gap:5px; }
.nav-hamburger span { width:24px; height:2px; background:var(--cream); display:block; transition:all 0.3s; }

@media(max-width:768px) {
  nav { padding:0 20px; }
  .nav-links { display:none; }
  .nav-hamburger { display:flex; }
  .nav-cta { display:none; }
}

/* ═══════════════════════════════════════════════════════
   HERO — Act 1: The Character
═══════════════════════════════════════════════════════ */
.hero {
  min-height: 100vh;
  background: var(--dark);
  position: relative;
  display: flex; align-items: center;
  overflow: hidden;
  padding-top: 72px;
}
.hero-bg {
  position:absolute; inset:0;
  background:
    radial-gradient(ellipse 60% 50% at 75% 50%, rgba(184,150,62,0.07) 0%, transparent 60%),
    radial-gradient(ellipse 40% 60% at 20% 80%, rgba(184,150,62,0.04) 0%, transparent 50%);
}
.hero-lines {
  position:absolute; inset:0; overflow:hidden; pointer-events:none;
}
.hero-lines::before {
  content:'';
  position:absolute; top:0; left:50%;
  width:1px; height:100%;
  background: linear-gradient(to bottom, transparent, rgba(184,150,62,0.15), transparent);
}
.hero-grain {
  position:absolute; inset:0; opacity:0.03;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  background-size: 256px;
}

.hero-inner {
  max-width: 1160px; margin:0 auto; padding: 80px 40px;
  display:grid; grid-template-columns: 1fr 1fr; gap:80px; align-items:center;
  position:relative; z-index:1; width:100%;
}
@media(max-width:900px) {
  .hero-inner { grid-template-columns:1fr; gap:48px; padding:60px 24px; }
}

.hero-kicker {
  display:inline-flex; align-items:center; gap:10px;
  font-size:11px; font-weight:500; letter-spacing:3px; text-transform:uppercase;
  color: var(--gold-on-dark); margin-bottom:24px;
}
.hero-kicker::before {
  content:''; width:24px; height:1px; background:var(--gold-on-dark);
}

.hero-h1 {
  font-family:'Cormorant Garamond', serif;
  font-size: clamp(42px,5.5vw,72px);
  font-weight:600; line-height:1.07;
  color: var(--cream);
  margin-bottom:24px;
}
.hero-h1 em {
  font-style:italic;
  color: var(--gold-on-dark);
}

.hero-sub {
  font-size:17px; line-height:1.7;
  color: var(--muted-on-dark);
  max-width:480px; margin-bottom:40px;
}

.hero-ctas { display:flex; gap:16px; flex-wrap:wrap; }
.btn-primary {
  padding:15px 32px;
  background: var(--gold-on-dark);
  color:#000; font-size:15px; font-weight:600;
  border-radius:8px; text-decoration:none;
  transition:all 0.25s;
  box-shadow:0 8px 28px rgba(201,168,76,0.3);
}
.btn-primary:hover { background:var(--gold-l); transform:translateY(-1px); box-shadow:0 12px 36px rgba(201,168,76,0.4); }
.btn-ghost {
  padding:15px 32px;
  border: 1px solid rgba(245,240,232,0.2);
  color: var(--cream); font-size:15px; font-weight:400;
  border-radius:8px; text-decoration:none;
  transition:all 0.25s;
}
.btn-ghost:hover { border-color:rgba(245,240,232,0.5); }

.hero-stats {
  display:flex; flex-direction:column; gap:28px;
}
.stat-card {
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(184,150,62,0.15);
  border-radius:12px; padding:24px 28px;
}
.stat-num {
  font-family:'Cormorant Garamond', serif;
  font-size:52px; font-weight:600;
  color: var(--gold-on-dark); line-height:1;
  margin-bottom:6px;
}
.stat-label { font-size:13px; color:var(--muted-on-dark); line-height:1.4; }
.stat-sub { font-size:11px; color:rgba(245,240,232,0.25); margin-top:4px; letter-spacing:0.5px; }

/* ═══════════════════════════════════════════════════════
   SECTION WRAPPER HELPERS
═══════════════════════════════════════════════════════ */
.section { padding: 100px 40px; }
.section-sm { padding: 60px 40px; }
.container { max-width:1100px; margin:0 auto; }
.container-narrow { max-width:760px; margin:0 auto; }
@media(max-width:768px) {
  .section { padding:70px 20px; }
  .section-sm { padding:40px 20px; }
}

.kicker {
  font-size:11px; font-weight:500; letter-spacing:3px; text-transform:uppercase;
  color: var(--gold); margin-bottom:16px; display:block;
}
.kicker-dark { color: var(--gold-on-dark); }

.section-h2 {
  font-family:'Cormorant Garamond', serif;
  font-size:clamp(32px,4vw,52px); font-weight:600; line-height:1.12;
  margin-bottom:20px;
}
.section-h2 em { font-style:italic; color:var(--gold); }
.section-p {
  font-size:17px; color:var(--muted); line-height:1.7; max-width:600px;
}

/* ═══════════════════════════════════════════════════════
   PROBLEM SECTION — Act 1: The Villain
═══════════════════════════════════════════════════════ */
.problem { background: var(--cream); }

.problem-grid {
  display:grid; grid-template-columns:1fr 1fr; gap:80px; align-items:center;
  margin-top:60px;
}
@media(max-width:900px) { .problem-grid { grid-template-columns:1fr; gap:48px; } }

.problem-visual {
  position:relative;
}
.tax-drain {
  background:var(--ink);
  border-radius:16px; padding:36px;
  position:relative; overflow:hidden;
}
.tax-drain::before {
  content:'';
  position:absolute; top:0; left:0; right:0;
  height:4px;
  background: linear-gradient(90deg, var(--gold), var(--gold-l));
}
.tax-drain-label {
  font-size:11px; letter-spacing:2px; text-transform:uppercase;
  color: rgba(245,240,232,0.35); margin-bottom:16px;
}
.tax-drain-amount {
  font-family:'Cormorant Garamond', serif;
  font-size:64px; font-weight:600; line-height:1;
  color: var(--red); margin-bottom:8px;
}
.tax-drain-sub { font-size:14px; color:rgba(245,240,232,0.5); margin-bottom:32px; }
.drain-bar-wrap { margin-bottom:12px; }
.drain-bar-label { font-size:12px; color:rgba(245,240,232,0.5); margin-bottom:6px; display:flex; justify-content:space-between; }
.drain-bar-track { height:8px; background:rgba(255,255,255,0.07); border-radius:4px; overflow:hidden; }
.drain-bar-fill { height:100%; border-radius:4px; }
.drain-bar-fill.r { background:linear-gradient(90deg,#c0392b,#e74c3c); width:44%; }
.drain-bar-fill.g { background:linear-gradient(90deg,var(--gold-d),var(--gold-on-dark)); width:56%; }

.problem-points { display:flex; flex-direction:column; gap:28px; }
.problem-point {
  display:grid; grid-template-columns:48px 1fr; gap:16px; align-items:start;
}
.pp-icon {
  width:48px; height:48px; border-radius:10px;
  background:rgba(184,150,62,0.1); border:1px solid rgba(184,150,62,0.2);
  display:flex; align-items:center; justify-content:center;
  font-size:20px; flex-shrink:0;
}
.pp-title { font-size:16px; font-weight:600; margin-bottom:6px; }
.pp-desc { font-size:14px; color:var(--muted); line-height:1.6; }

/* ═══════════════════════════════════════════════════════
   GUIDE SECTION — Act 2: The Guide
═══════════════════════════════════════════════════════ */
.guide { background: var(--dark); color: var(--cream); }

.guide-inner {
  display:grid; grid-template-columns:1fr 1fr; gap:80px; align-items:center;
}
@media(max-width:900px) { .guide-inner { grid-template-columns:1fr; gap:48px; } }

.guide-quote {
  font-family:'Cormorant Garamond', serif;
  font-size:clamp(22px,3vw,32px); font-style:italic; line-height:1.5;
  color:var(--cream); margin-bottom:28px;
  padding-left:28px;
  border-left:2px solid var(--gold-on-dark);
}

.guide-credentials { display:flex; flex-direction:column; gap:16px; }
.credential {
  display:flex; align-items:center; gap:14px;
  font-size:14px; color:var(--muted-on-dark);
}
.credential::before {
  content:'✓'; width:24px; height:24px;
  background:rgba(201,168,76,0.12); border:1px solid rgba(201,168,76,0.3);
  border-radius:50%; display:flex; align-items:center; justify-content:center;
  font-size:11px; color:var(--gold-on-dark); flex-shrink:0;
  font-weight:700; text-align:center; line-height:24px;
}

.proof-grid {
  display:grid; grid-template-columns:1fr 1fr; gap:2px;
  border-radius:16px; overflow:hidden;
}
.proof-cell {
  background:var(--dark2); padding:32px 28px;
}
.proof-cell:nth-child(1) { border-radius:16px 0 0 0; }
.proof-cell:nth-child(2) { border-radius:0 16px 0 0; }
.proof-cell:nth-child(3) { border-radius:0 0 0 16px; }
.proof-cell:nth-child(4) { border-radius:0 0 16px 0; }
.proof-num {
  font-family:'Cormorant Garamond', serif;
  font-size:44px; font-weight:600;
  color:var(--gold-on-dark); line-height:1;
  margin-bottom:6px;
}
.proof-label { font-size:13px; color:var(--muted-on-dark); line-height:1.4; }

/* ═══════════════════════════════════════════════════════
   PLAN SECTION — Act 2: The Plan
═══════════════════════════════════════════════════════ */
.plan { background:var(--cream); }

.steps-row {
  display:grid; grid-template-columns:repeat(4,1fr); gap:0;
  margin-top:60px; position:relative;
}
.steps-row::before {
  content:'';
  position:absolute; top:32px; left:calc(12.5% + 24px); right:calc(12.5% + 24px);
  height:1px; background:linear-gradient(90deg, var(--gold), rgba(184,150,62,0.1));
}
@media(max-width:768px) {
  .steps-row { grid-template-columns:1fr 1fr; }
  .steps-row::before { display:none; }
}
@media(max-width:480px) { .steps-row { grid-template-columns:1fr; } }

.step-item { padding:0 20px; text-align:center; }
.step-num-circle {
  width:64px; height:64px; border-radius:50%;
  background:var(--ink); color:var(--gold-on-dark);
  font-family:'Cormorant Garamond', serif;
  font-size:26px; font-weight:600;
  display:flex; align-items:center; justify-content:center;
  margin:0 auto 20px; position:relative; z-index:1;
  border:1px solid rgba(184,150,62,0.3);
}
.step-title { font-size:15px; font-weight:600; margin-bottom:10px; }
.step-desc { font-size:13px; color:var(--muted); line-height:1.6; }
.step-days {
  display:inline-block; margin-top:10px;
  font-size:11px; font-weight:600; letter-spacing:1px;
  color:var(--gold); text-transform:uppercase;
}

/* ═══════════════════════════════════════════════════════
   RECHNER SECTION
═══════════════════════════════════════════════════════ */
.rechner-section {
  background: var(--dark);
  padding: 100px 40px;
  position: relative;
}
.rechner-section::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, transparent 0%, var(--gold-on-dark) 30%, var(--gold-l) 50%, var(--gold-on-dark) 70%, transparent 100%);
  pointer-events: none;
}
.rechner-section::after {
  content: '';
  position: absolute;
  top: 0; left: 50%; transform: translateX(-50%);
  width: 100%; height: 500px;
  background: radial-gradient(ellipse 70% 50% at 50% 0%, rgba(201,168,76,0.07) 0%, transparent 70%);
  pointer-events: none;
}
.rechner-header, .calc-wrap { position: relative; z-index: 1; }
@media(max-width:768px) { .rechner-section { padding:70px 20px; } }

.rechner-header {
  text-align:center; margin-bottom:60px;
  max-width:640px; margin-left:auto; margin-right:auto;
}
.rechner-header .section-h2 { color:var(--cream); }
.rechner-header .section-h2 em { color:var(--gold-on-dark); }
.rechner-header .section-p { color:var(--muted-on-dark); margin:0 auto; }

.calc-wrap { max-width:800px; margin:0 auto; }

.phase-label {
  font-size:10px; font-weight:600; letter-spacing:3px; text-transform:uppercase;
  color:var(--gold-on-dark); margin:40px 0 14px;
  display:flex; align-items:center; gap:12px;
}
.phase-label::after { content:''; flex:1; height:1px; background:rgba(255,255,255,0.07); }

.calc-card {
  background:rgba(255,255,255,0.03);
  border:1px solid rgba(255,255,255,0.07);
  border-radius:14px; padding:28px; margin-bottom:12px;
  position:relative; overflow:hidden;
}
.calc-card::before {
  content:attr(data-step);
  position:absolute; top:18px; right:24px;
  font-family:'Cormorant Garamond', serif;
  font-size:80px; font-weight:600;
  color:rgba(255,255,255,0.025); line-height:1; pointer-events:none;
}

.step-divider {
  display:flex; align-items:center; gap:10px;
  margin-bottom:6px;
  font-size:10px; text-transform:uppercase; letter-spacing:2px;
  font-weight:600; color:var(--muted-on-dark);
}
.step-circle {
  width:26px; height:26px; border-radius:50%; flex-shrink:0;
  background:rgba(201,168,76,0.12); border:1px solid rgba(201,168,76,0.25);
  color:var(--gold-on-dark); font-size:11px; font-weight:700;
  display:flex; align-items:center; justify-content:center;
}

.card-title { font-family:'Cormorant Garamond',serif; font-size:22px; font-weight:600; color:var(--cream); margin-bottom:4px; }
.card-sub { font-size:13px; color:var(--muted-on-dark); margin-bottom:24px; line-height:1.55; }

.toggle-group { display:flex; background:rgba(255,255,255,0.05); border-radius:8px; padding:3px; gap:3px; margin-bottom:22px; width:fit-content; }
.toggle-btn { padding:8px 22px; border-radius:6px; border:none; background:transparent; color:var(--muted-on-dark); font-family:'Outfit',sans-serif; font-size:13px; font-weight:500; cursor:pointer; transition:all 0.2s; }
.toggle-btn.active { background:var(--gold-on-dark); color:#000; font-weight:600; }

.slider-header { display:flex; justify-content:space-between; align-items:baseline; margin-bottom:10px; }
.slider-label { font-size:13px; color:var(--muted-on-dark); }
.slider-value { font-family:'Cormorant Garamond',serif; font-size:28px; font-weight:600; color:var(--gold-on-dark); }
input[type=range] {
  -webkit-appearance:none; width:100%; height:3px;
  border-radius:2px; background:rgba(255,255,255,0.1); outline:none; margin-bottom:6px;
}
input[type=range]::-webkit-slider-thumb {
  -webkit-appearance:none; width:18px; height:18px; border-radius:50%;
  background:var(--gold-on-dark); cursor:pointer;
  box-shadow:0 0 10px rgba(201,168,76,0.4);
}

.shock-box {
  background:rgba(220,80,70,0.1); border:1px solid rgba(220,80,70,0.25);
  border-radius:10px; padding:22px; margin-top:22px;
}
.shock-label { font-size:10px; letter-spacing:2px; text-transform:uppercase; color:#e87070; font-weight:600; margin-bottom:8px; }
.shock-amount { font-family:'Cormorant Garamond',serif; font-size:52px; font-weight:600; color:#e87070; line-height:1; margin-bottom:4px; }
.shock-decade { font-size:13px; color:rgba(232,112,112,0.75); margin-bottom:10px; }
.shock-copy { font-size:13px; color:rgba(245,240,232,0.5); font-style:italic; line-height:1.6; }

.calc-input {
  width:100%; background:rgba(255,255,255,0.05); border:1px solid rgba(255,255,255,0.1);
  border-radius:10px; padding:14px 18px;
  font-family:'Outfit',sans-serif; font-size:22px; font-weight:600;
  color:var(--cream); outline:none; transition:border-color 0.2s;
}
.calc-input:focus { border-color:var(--gold-on-dark); }
.calc-hint { font-size:11px; color:var(--muted-on-dark); margin-top:8px; }

.derived-box {
  margin-top:18px;
  background:rgba(201,168,76,0.08); border:1px solid rgba(201,168,76,0.18);
  border-radius:10px; padding:16px 20px;
  display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:10px;
}
.derived-box-label { font-size:11px; text-transform:uppercase; letter-spacing:1.5px; color:var(--gold-on-dark); font-weight:600; }
.derived-box-sub { font-size:11px; color:var(--muted-on-dark); margin-top:2px; }
.derived-val { font-family:'Cormorant Garamond',serif; font-size:30px; font-weight:600; color:var(--gold-on-dark); }

.preset-btns { display:flex; gap:8px; flex-wrap:wrap; margin-top:16px; }
.preset-btn {
  flex:1; min-width:110px;
  padding:12px 14px; border:1px solid rgba(255,255,255,0.08);
  border-radius:10px; background:rgba(255,255,255,0.03);
  color:var(--cream); font-family:'Outfit',sans-serif;
  font-size:12px; cursor:pointer; transition:all 0.2s; text-align:center;
}
.preset-btn .pi { font-size:18px; display:block; margin-bottom:3px; }
.preset-btn .pn { font-weight:600; display:block; margin-bottom:1px; }
.preset-btn .pa { color:var(--gold-on-dark); font-weight:700; font-size:14px; }
.preset-btn.selected, .preset-btn:hover { border-color:var(--gold-on-dark); background:rgba(201,168,76,0.08); }

@keyframes pulse-gold {
  0%, 100% { box-shadow: 0 8px 32px rgba(201,168,76,0.3); }
  50% { box-shadow: 0 8px 52px rgba(201,168,76,0.55), 0 0 0 6px rgba(201,168,76,0.08); }
}
.calc-cta-btn {
  width:100%; padding:20px; margin-top:24px;
  background:linear-gradient(135deg, #c9a84c, #e8c96a);
  border:none; border-radius:12px;
  color:#000; font-family:'Cormorant Garamond',serif; font-size:22px; font-weight:700;
  cursor:pointer; transition:all 0.3s;
  animation: pulse-gold 2.8s ease-in-out infinite;
  letter-spacing:0.2px;
}
.calc-cta-btn:hover { transform:translateY(-2px); box-shadow:0 12px 40px rgba(201,168,76,0.5); animation:none; }
.calc-cta-hint { text-align:center; font-size:11px; color:var(--muted-on-dark); margin-top:8px; }

#results { display:none; margin-top:8px; animation:fadeUp 0.55s ease; }
@keyframes fadeUp { from{opacity:0;transform:translateY(18px)} to{opacity:1;transform:translateY(0)} }

.results-header { text-align:center; padding:40px 0 28px; }
.results-header h2 { font-family:'Cormorant Garamond',serif; font-size:clamp(28px,4vw,46px); font-weight:600; line-height:1.1; color:var(--cream); margin-bottom:6px; }
.results-header p { color:var(--muted-on-dark); font-size:14px; }
.results-kp { font-size:13px; color:var(--gold-on-dark); font-weight:600; margin-top:8px; }

.kpi-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:10px; margin-bottom:12px; }
@media(max-width:580px) { .kpi-grid { grid-template-columns:1fr; } }
.kpi-card { border-radius:12px; padding:22px 18px; text-align:center; }
.kpi-card.red { background:rgba(192,57,43,0.1); border:1px solid rgba(192,57,43,0.2); }
.kpi-card.green { background:rgba(30,107,69,0.12); border:1px solid rgba(30,107,69,0.25); }
.kpi-card.gold { background:rgba(201,168,76,0.1); border:1px solid rgba(201,168,76,0.2); }
.kpi-icon { font-size:24px; margin-bottom:8px; }
.kpi-label { font-size:10px; text-transform:uppercase; letter-spacing:1.5px; font-weight:600; margin-bottom:8px; }
.kpi-card.red .kpi-label { color:var(--red); }
.kpi-card.green .kpi-label { color:#3dba82; }
.kpi-card.gold .kpi-label { color:var(--gold-on-dark); }
.kpi-val { font-family:'Cormorant Garamond',serif; font-size:clamp(24px,3.5vw,36px); font-weight:600; line-height:1; margin-bottom:4px; }
.kpi-card.red .kpi-val { color:var(--red); }
.kpi-card.green .kpi-val { color:#3dba82; }
.kpi-card.gold .kpi-val { color:var(--gold-on-dark); }
.kpi-sub { font-size:11px; color:var(--muted-on-dark); }

.ek-rendite-card {
  background:rgba(201,168,76,0.08); border:1px solid rgba(201,168,76,0.2);
  border-radius:12px; padding:18px 22px; margin-bottom:12px;
  display:flex; align-items:center; gap:18px; flex-wrap:wrap;
}
.ekr-num { font-family:'Cormorant Garamond',serif; font-size:46px; font-weight:600; color:var(--gold-on-dark); line-height:1; }
.ekr-label { font-size:10px; text-transform:uppercase; letter-spacing:1.5px; color:var(--gold-on-dark); font-weight:600; margin-bottom:4px; }
.ekr-compare { font-size:13px; color:var(--muted-on-dark); flex:1; max-width:260px; line-height:1.5; }

.viz-card {
  background:rgba(255,255,255,0.03); border:1px solid rgba(255,255,255,0.07);
  border-radius:14px; padding:26px; margin-bottom:10px;
}
.viz-title { font-family:'Cormorant Garamond',serif; font-size:20px; font-weight:600; color:var(--cream); margin-bottom:6px; }
.viz-sub { font-size:13px; color:var(--muted-on-dark); margin-bottom:18px; line-height:1.5; }

.bar-row { display:flex; align-items:center; gap:10px; margin-bottom:12px; }
.bar-rl { font-size:12px; color:var(--muted-on-dark); width:160px; flex-shrink:0; }
.bar-track { flex:1; height:32px; background:rgba(255,255,255,0.05); border-radius:5px; overflow:hidden; }
.bar-fill { height:100%; border-radius:5px; display:flex; align-items:center; padding-left:10px; font-size:12px; font-weight:600; transition:width 0.9s cubic-bezier(.4,0,.2,1); min-width:50px; }
.bar-fill.r { background:linear-gradient(90deg,var(--red),#e74c3c); color:#fff; }
.bar-fill.g { background:linear-gradient(90deg,var(--green),#27ae60); color:#fff; }
.bar-fill.gl { background:linear-gradient(90deg,var(--gold-d),var(--gold-on-dark)); color:#000; }

.donut-wrap { display:flex; align-items:center; gap:24px; flex-wrap:wrap; }
.donut-svg { width:150px; height:150px; flex-shrink:0; }
.legend-item { display:flex; align-items:center; gap:10px; margin-bottom:11px; font-size:13px; }
.legend-dot { width:11px; height:11px; border-radius:3px; flex-shrink:0; }
.legend-name { flex:1; color:var(--muted-on-dark); }
.legend-pct { font-weight:700; }

.cf-table { width:100%; border-collapse:collapse; }
.cf-table tr { border-bottom:1px solid rgba(255,255,255,0.06); }
.cf-table tr:last-child { border-bottom:none; }
.cf-table td { padding:10px 4px; font-size:13px; color:var(--cream); }
.cf-table td:last-child { text-align:right; font-weight:600; }
.cf-table .pos { color:#3dba82; }
.cf-table .neg { color:var(--red); }
.cf-table .total-row td { font-size:14px; font-weight:700; padding-top:14px; }
.cf-table .total-row td:last-child { color:var(--gold-on-dark); font-size:16px; }
.cf-label-col { color:var(--muted-on-dark); }

.infl-box {
  background:rgba(67,97,238,0.07); border:1px solid rgba(67,97,238,0.18);
  border-radius:10px; padding:18px 22px; margin-bottom:10px;
}
.infl-label { font-size:10px; font-weight:600; letter-spacing:1.5px; text-transform:uppercase; color:#7b9cff; margin-bottom:6px; }
.infl-text { font-size:13px; color:var(--muted-on-dark); line-height:1.6; }

/* ═══════════════════════════════════════════════════════
   SUCCESS / FAILURE — Act 3
═══════════════════════════════════════════════════════ */
.transformation { background: var(--cream); }

.transform-grid {
  display:grid; grid-template-columns:1fr 1fr; gap:2px;
  border-radius:16px; overflow:hidden; margin-top:48px;
  box-shadow:0 4px 40px rgba(12,11,9,0.1);
}
@media(max-width:640px) { .transform-grid { grid-template-columns:1fr; } }

.transform-col {
  padding:44px 36px;
}
.transform-col.fail { background:var(--ink); }
.transform-col.win  { background:var(--dark2); }

.transform-heading {
  font-family:'Cormorant Garamond',serif;
  font-size:22px; font-weight:600; margin-bottom:28px;
  display:flex; align-items:center; gap:12px;
}
.transform-col.fail .transform-heading { color:#e74c3c; }
.transform-col.win  .transform-heading { color:#3dba82; }

.transform-item {
  display:flex; align-items:flex-start; gap:12px;
  margin-bottom:18px; font-size:14px; line-height:1.6;
}
.transform-col.fail .transform-item { color:rgba(245,240,232,0.55); }
.transform-col.win  .transform-item { color:rgba(245,240,232,0.7); }
.ti-icon { font-size:18px; flex-shrink:0; margin-top:1px; }

/* ═══════════════════════════════════════════════════════
   TESTIMONIALS
═══════════════════════════════════════════════════════ */
.testimonials { background:var(--warm); }

.t-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; margin-top:48px; }
@media(max-width:900px) { .t-grid { grid-template-columns:1fr 1fr; } }
@media(max-width:580px) { .t-grid { grid-template-columns:1fr; } }

.t-card {
  background:var(--surface); border-radius:14px; padding:32px 28px;
  border:1px solid var(--border);
}
.t-quote {
  font-family:'Cormorant Garamond',serif; font-style:italic;
  font-size:17px; line-height:1.6; color:var(--ink); margin-bottom:24px;
}
.t-quote::before { content:'„'; color:var(--gold); }
.t-quote::after  { content:'"'; color:var(--gold); }
.t-author { display:flex; align-items:center; gap:12px; }
.t-avatar {
  width:40px; height:40px; border-radius:50%;
  background:var(--ink); color:var(--gold-on-dark);
  font-family:'Cormorant Garamond',serif; font-size:16px; font-weight:600;
  display:flex; align-items:center; justify-content:center; flex-shrink:0;
}
.t-name { font-size:14px; font-weight:600; }
.t-role { font-size:12px; color:var(--muted); }

/* ═══════════════════════════════════════════════════════
   ELIGIBILITY
═══════════════════════════════════════════════════════ */
.eligibility { background:var(--cream); }

.elig-grid {
  display:grid; grid-template-columns:1fr 1fr; gap:60px; align-items:start;
  margin-top:48px;
}
@media(max-width:768px) { .elig-grid { grid-template-columns:1fr; gap:36px; } }

.elig-checks { display:flex; flex-direction:column; gap:16px; }
.elig-check {
  display:flex; align-items:center; gap:14px;
  padding:16px 20px; background:var(--surface);
  border:1px solid var(--border); border-radius:10px;
  font-size:15px; font-weight:500;
}
.elig-check-icon {
  width:32px; height:32px; border-radius:8px;
  background:rgba(30,107,69,0.1); border:1px solid rgba(30,107,69,0.2);
  display:flex; align-items:center; justify-content:center;
  font-size:16px; flex-shrink:0;
}

.elig-cta-box {
  background:var(--ink); border-radius:16px; padding:40px 36px;
  text-align:center;
}
.elig-cta-box h3 {
  font-family:'Cormorant Garamond',serif; font-size:28px; font-weight:600;
  color:var(--cream); margin-bottom:12px;
}
.elig-cta-box p { font-size:14px; color:var(--muted-on-dark); line-height:1.6; margin-bottom:28px; }

/* ═══════════════════════════════════════════════════════
   SERVICES
═══════════════════════════════════════════════════════ */
.services { background:var(--dark2); }
.services .section-h2 { color:var(--cream); }
.services .section-h2 em { color:var(--gold-on-dark); }
.services .section-p { color:var(--muted-on-dark); }

.services-grid {
  display:grid; grid-template-columns:repeat(3,1fr); gap:2px;
  margin-top:48px; border-radius:16px; overflow:hidden;
}
@media(max-width:900px) { .services-grid { grid-template-columns:1fr 1fr; } }
@media(max-width:580px) { .services-grid { grid-template-columns:1fr; } }

.svc-cell {
  background:var(--dark3); padding:32px 28px;
  transition:background 0.2s;
}
.svc-cell:hover { background:rgba(201,168,76,0.05); }
.svc-icon { font-size:28px; margin-bottom:14px; }
.svc-title { font-size:15px; font-weight:600; color:var(--cream); margin-bottom:8px; }
.svc-desc { font-size:13px; color:var(--muted-on-dark); line-height:1.6; }

/* ═══════════════════════════════════════════════════════
   FINAL CTA
═══════════════════════════════════════════════════════ */
.final-cta {
  background:var(--ink); padding:120px 40px;
  text-align:center; position:relative; overflow:hidden;
}
.final-cta::before {
  content:'';
  position:absolute; inset:0;
  background: radial-gradient(ellipse 60% 70% at 50% 100%, rgba(184,150,62,0.08) 0%, transparent 60%);
}
.final-cta-inner { position:relative; z-index:1; max-width:680px; margin:0 auto; }
.final-cta h2 {
  font-family:'Cormorant Garamond',serif;
  font-size:clamp(36px,5vw,64px); font-weight:600; line-height:1.08;
  color:var(--cream); margin-bottom:16px;
}
.final-cta h2 em { color:var(--gold-on-dark); font-style:italic; }
.final-cta p { font-size:17px; color:var(--muted-on-dark); margin-bottom:40px; line-height:1.7; }
.final-cta-sub { font-size:12px; color:rgba(245,240,232,0.3); margin-top:24px; letter-spacing:0.5px; }

/* ═══════════════════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════════════════ */
footer {
  background:var(--dark); border-top:1px solid rgba(255,255,255,0.06);
  padding:60px 40px 36px;
}
@media(max-width:768px) { footer { padding:48px 20px 28px; } }

.footer-inner {
  max-width:1100px; margin:0 auto;
  display:grid; grid-template-columns:2fr 1fr 1fr 1fr; gap:48px;
  margin-bottom:48px;
}
@media(max-width:900px) { .footer-inner { grid-template-columns:1fr 1fr; gap:36px; } }
@media(max-width:580px) { .footer-inner { grid-template-columns:1fr; } }

.footer-brand p { font-size:13px; color:var(--muted-on-dark); line-height:1.7; margin-top:12px; max-width:280px; }
.footer-brand .f-logo {
  font-family:'Cormorant Garamond',serif; font-size:20px; font-weight:600;
  color:var(--cream); margin-bottom:12px; display:block;
}
.footer-brand .f-logo span { color:var(--gold-on-dark); }

.footer-col h4 { font-size:11px; text-transform:uppercase; letter-spacing:2px; font-weight:600; color:var(--gold-on-dark); margin-bottom:16px; }
.footer-col ul { list-style:none; }
.footer-col li { margin-bottom:10px; }
.footer-col a { font-size:13px; color:var(--muted-on-dark); text-decoration:none; transition:color 0.2s; }
.footer-col a:hover { color:var(--cream); }

.footer-bottom {
  max-width:1100px; margin:0 auto;
  border-top:1px solid rgba(255,255,255,0.06);
  padding-top:24px;
  display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:12px;
}
.footer-bottom p { font-size:12px; color:rgba(245,240,232,0.25); }
.footer-bottom a { color:rgba(245,240,232,0.35); text-decoration:none; font-size:12px; }
.footer-legal { display:flex; gap:24px; }

/* ═══════════════════════════════════════════════════════
   BUNDESLAND SELECTOR
═══════════════════════════════════════════════════════ */
.bundesland-wrap { margin-top: 20px; }
.bundesland-label { font-size: 13px; color: var(--muted-on-dark); margin-bottom: 8px; display: block; }
.bundesland-select {
  width: 100%; background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 10px; padding: 14px 18px;
  font-family: 'Outfit', sans-serif; font-size: 16px;
  color: var(--cream); outline: none;
  transition: border-color 0.2s; cursor: pointer;
  -webkit-appearance: none; appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23c9a84c' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 16px center;
}
.bundesland-select:focus { border-color: var(--gold-on-dark); }
.bundesland-result {
  margin-top: 14px;
  background: rgba(201,168,76,0.08); border: 1px solid rgba(201,168,76,0.2);
  border-radius: 10px; padding: 16px 20px;
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px;
}
.bl-label { font-size: 12px; color: var(--gold-on-dark); text-transform: uppercase; letter-spacing: 1px; font-weight: 600; }
.bl-val { font-family: 'Cormorant Garamond', serif; font-size: 26px; font-weight: 600; color: var(--gold-on-dark); }
.bl-sub { font-size: 11px; color: var(--muted-on-dark); margin-top: 2px; }

/* ═══════════════════════════════════════════════════════
   MOBILE
═══════════════════════════════════════════════════════ */
@media (max-width: 768px) {
  input[type=range] { height: 6px; }
  input[type=range]::-webkit-slider-thumb { width: 26px; height: 26px; }
  .calc-card { padding: 24px 18px; }
  .card-title { font-size: 18px; }
  .slider-value { font-size: 24px; }
  .shock-amount { font-size: 40px; }
  .kpi-grid { grid-template-columns: 1fr; gap: 8px; }
  .ek-rendite-card { flex-direction: column; gap: 8px; }
  .ekr-num { font-size: 40px; }
  .bar-rl { width: 110px; font-size: 11px; }
  .donut-wrap { flex-direction: column; align-items: center; }
  .preset-btns { gap: 6px; }
  .preset-btn { min-width: 90px; padding: 10px 8px; }
  .hero-h1 { font-size: clamp(36px, 9vw, 52px); }
  .hero-ctas { flex-direction: column; }
  .hero-ctas a { text-align: center; justify-content: center; }
  .btn-primary, .btn-ghost { display: block; text-align: center; }
  .steps-row { grid-template-columns: 1fr 1fr; gap: 28px; }
  .footer-inner { grid-template-columns: 1fr; gap: 28px; }
  .footer-legal { flex-direction: column; gap: 12px; }
  .calc-cta-btn { font-size: 18px; padding: 18px; }
  .nav-hamburger { display: flex; }
}

@media (max-width: 480px) {
  .steps-row { grid-template-columns: 1fr; }
  .proof-grid { grid-template-columns: 1fr 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .transform-grid { grid-template-columns: 1fr; }
}

.mobile-cta-bar {
  display: none;
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 150;
  background: rgba(12,11,9,0.97);
  border-top: 1px solid rgba(184,150,62,0.2);
  padding: 12px 16px;
  gap: 10px;
  padding-bottom: max(12px, env(safe-area-inset-bottom));
}
.mobile-cta-bar a {
  flex: 1; padding: 13px 8px; border-radius: 8px;
  font-size: 14px; font-weight: 700; text-decoration: none;
  text-align: center; transition: all 0.2s;
  display: flex; align-items: center; justify-content: center; gap: 6px;
}
.mobile-cta-rechner { background: var(--gold-on-dark); color: #000; }
.mobile-cta-termin { background: rgba(255,255,255,0.08); color: var(--cream); border: 1px solid rgba(255,255,255,0.15); }
@media (max-width: 768px) {
  .mobile-cta-bar { display: flex; }
  body { padding-bottom: 72px; }
}

.fade-in {
  opacity:0; transform:translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in.visible { opacity:1; transform:translateY(0); }

/* ═══════════════════════════════════════════════════════
   LEAD FORM
═══════════════════════════════════════════════════════ */
.lead-card {
  background: linear-gradient(135deg, rgba(201,168,76,0.12), rgba(201,168,76,0.04));
  border: 1px solid rgba(201,168,76,0.3);
  border-radius: 16px;
  padding: 36px 28px;
  text-align: center;
  margin-top: 16px;
}
.lead-icon { font-size: 32px; margin-bottom: 12px; }
.lead-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 24px; font-weight: 600;
  color: var(--cream); margin-bottom: 10px;
}
.lead-desc {
  font-size: 14px; color: var(--muted-on-dark);
  margin-bottom: 24px; line-height: 1.6; max-width: 460px; margin-left: auto; margin-right: auto;
}
.lead-input-wrap {
  display: flex; gap: 10px; max-width: 480px; margin: 0 auto 12px;
}
.lead-input {
  flex: 1; padding: 13px 16px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: 8px;
  color: var(--cream); font-size: 15px;
  font-family: 'Outfit', sans-serif;
  outline: none; transition: border-color 0.2s;
  min-width: 0;
}
.lead-input::placeholder { color: rgba(245,240,232,0.3); }
.lead-input:focus { border-color: rgba(201,168,76,0.6); }
.lead-submit-btn {
  padding: 13px 22px;
  background: var(--gold-on-dark);
  color: #000; font-size: 14px; font-weight: 700;
  border: none; border-radius: 8px; cursor: pointer;
  transition: all 0.2s; white-space: nowrap;
  font-family: 'Outfit', sans-serif;
}
.lead-submit-btn:hover:not(:disabled) { background: var(--gold-l); }
.lead-submit-btn:disabled { opacity: 0.6; cursor: not-allowed; }
.lead-privacy { font-size: 11px; color: rgba(245,240,232,0.3); }
.lead-success { color: #3dba82; font-size: 15px; font-weight: 500; padding: 12px 0; }
.lead-error { color: #e74c3c; font-size: 13px; margin-top: 10px; }
@media (max-width: 520px) {
  .lead-input-wrap { flex-direction: column; }
  .lead-submit-btn { width: 100%; }
}

/* ═══════════════════════════════════════════════════════
   WIZARD — Multi-Step Rechner
═══════════════════════════════════════════════════════ */

/* Progress header */
.wiz-progress {
  margin-bottom: 32px;
  background: rgba(255,255,255,0.02);
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: 14px;
  padding: 18px 22px 16px;
}
.wiz-progress-top {
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 14px;
}
.wiz-step-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted-on-dark);
}
.wiz-time-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.22);
  border-radius: 20px;
  padding: 4px 11px;
  font-size: 11px;
  color: var(--gold-on-dark);
  font-weight: 600;
  transition: all 0.4s ease;
}

/* Progress bar */
.wiz-bar-track {
  height: 2px;
  background: rgba(255,255,255,0.07);
  border-radius: 2px;
  overflow: hidden;
  margin-bottom: 16px;
}
.wiz-bar-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--gold-d), var(--gold-on-dark));
  border-radius: 2px;
  transition: width 0.55s cubic-bezier(.4,0,.2,1);
}

/* Step dots */
.wiz-dots {
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: center;
  gap: 0;
}
.wiz-dot {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 8px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0 2px;
  white-space: nowrap;
}
.wiz-dot-num {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(255,255,255,0.06);
  border: 1.5px solid rgba(255,255,255,0.12);
  color: var(--muted-on-dark);
  font-size: 12px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: all 0.3s ease;
  font-family: 'Outfit', sans-serif;
}
.wiz-dot-lbl {
  font-size: 12px;
  color: rgba(245,240,232,0.3);
  font-weight: 500;
  letter-spacing: 0.02em;
  transition: color 0.3s;
}
.wiz-dot.active .wiz-dot-num {
  background: var(--gold-on-dark);
  border-color: var(--gold-on-dark);
  color: #000;
  box-shadow: 0 0 14px rgba(201,168,76,0.4);
}
.wiz-dot.active .wiz-dot-lbl {
  color: var(--gold-on-dark);
  font-weight: 600;
}
.wiz-dot.done .wiz-dot-num {
  background: rgba(201,168,76,0.18);
  border-color: rgba(201,168,76,0.45);
  color: var(--gold-on-dark);
}
.wiz-dot.done .wiz-dot-lbl {
  color: rgba(201,168,76,0.55);
}
.wiz-dot-line {
  flex: 1;
  height: 1px;
  min-width: 32px;
  max-width: 80px;
  background: rgba(255,255,255,0.08);
  transition: background 0.4s;
  align-self: center;
  margin: 0 6px;
}
.wiz-dot-line.done {
  background: rgba(201,168,76,0.35);
}
@media (max-width: 420px) {
  .wiz-dot-line { min-width: 16px; max-width: 32px; margin: 0 3px; }
  .wiz-dot-lbl { font-size: 11px; }
}

/* Step panes */
.wiz-step {
  display: none;
}
.wiz-step.active {
  display: block;
  animation: wizIn 0.38s cubic-bezier(.4,0,.2,1) both;
}
.wiz-step.slide-back.active {
  animation: wizInBack 0.38s cubic-bezier(.4,0,.2,1) both;
}
@keyframes wizIn {
  from { opacity: 0; transform: translateX(28px); }
  to   { opacity: 1; transform: translateX(0); }
}
@keyframes wizInBack {
  from { opacity: 0; transform: translateX(-28px); }
  to   { opacity: 1; transform: translateX(0); }
}

/* Navigation buttons */
.wiz-nav {
  display: flex;
  gap: 60px;
  margin-top: 16px;
  justify-content: center;
}
.wiz-btn-back {
  padding: 10px 20px;
  border: 1px solid rgba(245,240,232,0.2);
  background: none;
  color: var(--muted-on-dark);
  border-radius: 6px;
  font-size: 14px;
  font-weight: 400;
  cursor: pointer;
  transition: all 0.2s;
  font-family: 'Outfit', sans-serif;
}
.wiz-btn-back:hover { border-color: rgba(245,240,232,0.4); color: var(--cream); }
.wiz-btn-next {
  padding: 10px 24px;
  background: var(--gold-on-dark);
  color: #000;
  border: none;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s;
  font-family: 'Outfit', sans-serif;
}
.wiz-btn-next:hover { background: var(--gold-l); transform: translateY(-1px); }
.wiz-btn-calc {
  padding: 10px 24px;
  background: var(--gold-on-dark);
  color: #000;
  border: none;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s;
  font-family: 'Outfit', sans-serif;
  animation: pulse-gold 2.8s ease-in-out infinite;
}
.wiz-btn-calc:hover { background: var(--gold-l); transform: translateY(-1px); animation: none; }

/* Reset button in results */
.wiz-reset-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 14px;
  background: none;
  border: 1px solid rgba(245,240,232,0.15);
  color: var(--muted-on-dark);
  padding: 8px 18px;
  border-radius: 20px;
  font-size: 13px;
  font-weight: 500;
  cursor: pointer;
  transition: all 0.2s;
  font-family: 'Outfit', sans-serif;
}
.wiz-reset-btn:hover {
  border-color: rgba(245,240,232,0.35);
  color: var(--cream);
}

@media (max-width: 768px) {
  .wiz-btn-next, .wiz-btn-calc { font-size: 15px; padding: 15px 18px; }
  .wiz-btn-back { padding: 14px 14px; font-size: 13px; }
  .wiz-btn-calc { font-size: 18px; }
}